Overview of Idaho Auto Insurance Coverage

This article will help you understand the basic requirements for Idaho auto insurance coverage. You should take these limits into account when you're researching your auto insurance options. If you're ready to get started, you can request an Idaho auto insurance quote here!

Idaho auto insurance requirements

The minimum liability coverage in Idaho is 25/50/15. The first number, "25," signifies how much your bodily injury limit is on your policy – in this case $25,000. For example, if you were found liable in an automobile accident, this would cover any injuries you or someone in your car received. This may seem adequate, but these days hospitals and ambulance rides cost much more than the $25,000 limit alone.

Next, the "50" is the aggregate limit of the policy. For example, your policy will cover $25,000 dollars per accident and $50,000 dollars in the time limits of the policy.

Finally, the "15" means how much property damage is allotted to you in your policy. This will cover $15,000 dollars in any physical damage to property that you may have caused. This coverage is pretty basic, and can be raised if you need more coverage.

Uninsured/Underinsured Auto Insurance Coverage

Underinsured and uninsured auto coverage protects you in the event of an accident with a driver with inadequate coverage. This coverage will pay for any bodily injury you receive if an uninsured or underinsured motorist happens to hurt you in a car accident, so don't find yourself without proper coverage. Request a quote today!